These terms and conditions apply to the e-mail communication, attachments and all subsequent communications and attachments OBC Distribution Centre (Pty) Ltd with registration: 2004/001224/07,Biz Afrika 1041 (Pty) Ltd with registration: 2000/012235/07 and OBC Group (Pty) ltd with registration: 2000/022255/07 and its subsidiaries (hereinafter “OBC”) may send you.

The OBC expressly contracts outs of section 22 to 26 of the Electronic Communications and Transactions Act 25 of 2002. No electronic communication including any data messages such as an email or SMS, sent or received will give rise to a binding legal transaction. All legal transactions which are to be entered into with the OBC must be concluded in accordance with the OBC’s standard contract policy and signed by an authorised OBC representative set out under the OBC’s signing powers conditions. No warranties are created or implied that an employee of OBC and/or a contractor, sister or associated company of OBC is authorized to create and send this e-mail.

 This email message (including attachments) contains information which may be confidential and/or legally privileged. Unless you are the intended recipient, you may not use, copy or disclose to anyone the message or any information contained in the message or from any attachments that were sent with this email, and If you have received this email message in error, please advise the sender by email, and delete the message. Unauthorised disclosure and/or use of information contained in this email may result in civil and criminal liability. Everything in this e-mail and attachments relating to the official business of OBC and it's sister and associated companies, is proprietary to the OBC. The e-mail address of the sender may not be used, copied, sold, disclosed or incorporated into any database or mailing list for spamming and/or other marketing purposes without the prior consent of OBC.

 Caution should be observed in placing any reliance upon any information contained in this e-mail, which is not intended to be a representation or inducement to make any decision in relation to OBC. Any decision taken based on the information provided in this e-mail, should only be made after consultation with appropriate legal, regulatory, tax, technical, business, investment, financial, and accounting advisors.

 Neither the sender of the e-mail, nor OBC shall be liable to any party for any direct, indirect or consequential damages, including, without limitation, loss of profit, interruption of business or loss of information, data or software or otherwise. OBC are not liable for any harm or loss resulting from malicious software code or viruses in this e-mail or its attachments, including data corruption resulting there from.

E-mails sent to OBC will only be regarded as having been received by us once we expressly acknowledged receipt thereof. We will be deemed to have sent an e-mail once reflected as sent on our e-mail server.

If this communication contains offensive, derogatory or defamatory statements or materials, it means the message has been sent outside the sender's scope of employment with OBC and only the sender can be held liable in his/her personal capacity.

In the event that the recipient responds to this email communication by sending a replying email which contains information or attachments, OBC respects that this replying email will contain personal information, which belongs to you and others in your company and the OBC agrees to adhere to the provisions of the Protection of Personal Information Act 4 of 2003 (hereinafter “POPI”) in relation to this information. By sending this email, you expressly give OBC consent to process the personal information, which will be done in accordance with POPI.